At Ancient City Insurance, we have insurance options that match your needs.
Homeowners Insurance
Homeowners Policies • Condo Owners Policies • Tenants Policies
Landlords Policies • Commercial Property
Our St. Augustine Insurance company offers a wide range of coverages to address your homeowners insurance needs, whether you own a home or condo or you rent. In addition, we offer insurance for commercial propertites.
Life Insurance/ Supplemental Insurance
Life Insurance • Supplemental Insurance
Health insurance offers protection against medical costs, and Life insurance provides protection for the family in case of death. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you purchase. If your employer does not offer a health insurance plan, you may wish to purchase health insurance on your own.
Liability Insurance
Liability Insurance is a must-have for all business owners.
Businesses need liability insurance to protect against risk. A liability policy allows business owners to be protected in case an accident occurs on your property.
Flood Insurance
Flood Insurance
For some homeowners, flood insurance is not a concern or need but is states such as Florida and St Augustine, flood insurance is often required or a wise choice to protect your property If you live Florida or in the St. Augustine, FL area, Ancient City Insurance will assist you in selecting a policy to best fits your needs.
Homeowner’s insurance does not cover flooding. Depending on your home elevation and your flood zone, flood insurance is not needed for every home. Dwellings that are close to the water or that may be prone to flooding, a flood supplementary policy is often a wise choice.. Flood insurance covers water damage, clean up, replacing possessions and alternative housing in some cases.
Your coverage will depend on what you are insuring. Flood insurance coverage will be for the home, property, and the contents. Alternative living arrangements if you need to move out while your home is being repaired or cleaned may be added to many flood insurance policies.
Please call us so we may discuss your exact needs for flood insurance in St Augustine.
Workers Compensation Insurance
Workers Compensation Insurance
Workers Compensation Insurance provides insurance coverage for medical care of employees injured on the job. Workers compensation law provides employees injured on the job with coverage that will pay for lost wages, medical care and often vocational rehabilitation.
In Florida, employers are required to carry worker’s compensation insurance if their business is not construction related and you have four or more employees, including the owners. If you own a contracting firm, it is a requirement to provide workers compensation insurance for your first employee.
